Data & Analytics Lead | Al-Futtaim Finance | Financial Services

Job Requisition ID: 174409 

Established in the 1930s as a trading business, Al-Futtaim Group today is one of the most diversified and progressive, privately held regional businesses headquartered in Dubai, United Arab Emirates. Structured into five operating divisions; automotive, financial services, real estate, retail and healthcare; employing more than 35,000 employees across more than 20 countries in the Middle East, Asia and Africa, Al-Futtaim Group partners with over 200 of the world's most admired and innovative brands. Al-Futtaim Group’s entrepreneurship and relentless customer focus enables the organization to continue to grow and expand; responding to the changing needs of our customers within the societies in which we operate. 

By upholding our values of respect, excellence, collaboration and integrity; Al-Futtaim Group continues to enrich the lives and aspirations of our customers each and every day

Overview of the role

The Data & Analytics Lead is responsible for developing and executing the data and AI enablement strategy for Al-Futtaim Financial Services (AFF), Hertz and international businesses, ensuring that all initiatives align with the overall digital transformation roadmap. The role will lead the design and delivery of the Fully AI enabled data and analytics platform, oversee analytics delivery and build internal AI capability to support automation, decision intelligence and customer insights. This is a hands-on leadership role bridging business, technology and AI innovation focused on creating a unified, governed and scalable data ecosystem that enables product-level profitability, portfolio insights and operational excellence

What you will do

• Lead the Data & AI Enablement agenda: define and execute AFF’s data strategy aligned with the Group CDO and Digital Transformation plan.

• Build AI capability: develop internal data science and ML delivery capabilities for use cases like credit risk, pricing, fraud detection, and collections optimization

• Data governance & compliance: implement policies, metadata management, lineage, and quality frameworks aligned with Group data leads.

• Analytics & BI delivery: drive data analytics platform adoption, ensuring executive dashboards (profitability, equity, RoE) and self-service analytics for business teams.

• Collaborate with Group & Divisional teams: ensure synergy with AFS&TD, GTDP, EIB and initiatives to avoid duplication and ensure reuse.

• Vendor and partner management: manage data engineering vendors, AI partners, and Group shared services (infrastructure, security).

Required Skills to be successful

•  The position works closely with other group counterparts, business product owners to establish a future-ready data operating model that integrates governed data, analytics and AI delivery

•  Deep understanding of financial product data models including Portfolio, Profitability and RoE

•  Experience establishing and enforcing data governance towards a certified data concept, lineage and quality frameworks

About the Team

•  This role reports to Head of Digitalisation 

What equips you for the role

•  10+ years in Data & Analytics roles with at least 5 years in leadership capacity

•  Hands-on experience designing and delivering fully AI enabled data platforms 

•  Proven experience in AI/ML delivery such as credit risk, pricing or customer analytics including building digital twins

•  Track record of managing data engineering and BI delivery teams (Internal and vendor)

•  Experience working with cross-functional teams across IT, risk, finance and product

• Strong technical knowledge of Azure Data Factory, Power BI, SQL and Fabric Lakehouse

• Familiarity with Python, ML frameworks such as Scikit-learn and Azure ML and model deployment

• Skilled in requirements elicitation, process mapping, journey design, and hypothesis validation.

About Al-Futtaim Group Real Estate
The real estate development and operations arm of Al-Futtaim, Al-Futtaim Group Real Estate is responsible for a multi-billion-dollar portfolio across MENA. With high-quality residential, business, retail, tourism, educational and healthcare developments, the master developer caters to the diverse needs of cities and communities in the region. From origination, conception, development, sales, procurement and construction of mega-projects and the leasing, operation and management of these projects after completion, Al-Futtaim Group Real Estate (AFGRE) has been developing and managing owned landbanks, unlocking the economic potential of the region and contributing to future development for more than 40 years. 
Our focus is to enable and invest in meaningful relationships to make our properties the best places to live and work, build additional products and services and enable partnerships to create true value to our customers throughout their entire experience with us.
AFGRE is responsible for master planning of all projects in its portfolio, including two large scale mixed use destinations: Dubai Festival City and Cairo Festival City.

About Al-Futtaim Malls 
Al-Futtaim Malls provides development and asset management expertise, specializing in building retail-led super regional malls in prime locations across MENA and beyond. With a proven track record of creating both sustainable revenue growth and value enhancement for tenants, Al-Futtaim Malls delivers exceptional experiences and exciting shopping environments for customers. 

Part of the Al-Futtaim Group, Al-Futtaim Malls leadership team brings more than 30 years of experience and a deep understanding and knowledge of the retail sector, both from a shopper’s point of view but as curators of space or landlords to other brands. The company has a directly managed portfolio including over 9 million sqft of retail space across four malls in the MENA region and two under development. Malls under the Al-Futtaim Malls portfolio include Dubai Festival City Mall and Festival Plaza in the UAE, Cairo Festival City Mall in Egypt, Doha Festival City in Qatar and Zenata Mall, Morocco.

Leveraging on the expertise of its parent company, Al-Futtaim Malls established PLEX Management Services offering a full array of services including asset management and development, leasing, and brand experience expertise to shopping mall landlords and retail organizations globally. Implementing global best practice and deploying Al-Futtaim Mall’s deep understanding of mall management and retail dynamics, PLEX promises to deliver continuous growth and long-term value for its partners.

For more information on Al-Futtaim Malls, please visit https://www.al-futtaimmalls.com/

About Al-Futtaim Engineering & Technologies
Al-Futtaim Engineering & Technologies offers customers complete engineering and systems integration solutions. 
 
The Engineering arm operates in the UAE, Qatar, Saudi Arabia and Egypt providing a wide variety of products and services from air conditioning, scaffolding and access solutions, elevators and escalators, control and life safety, facilities management, building products, MEP, Energy Management, Technology Infrastructure and Digital Transformation. 
 
The Technologies division provides complete business solutions to large, medium and small customers that include, contact centre solutions, business applications, business intelligence, data management, advanced analytics amongst others. The IT infrastructure portfolio comprises IP telephony, ELV systems, networking solutions, professional audio-visual solutions and managed services. 
 
These solutions are further complemented by services that include project management, installation, testing, commissioning and after-sales maintenance contracts.