AF24731 - Risk Engineer - Property | Orient

Department: Insurance
Country: United Arab Emirates
Location: Dubai | UAE
Closing Date: 30-Jun-2017

Established in the 1930s as a trading business, Al-Futtaim is one of the most progressive regional business houses headquartered in Dubai, United Arab Emirates.

Al-Futtaim employs in excess of 44,000 people, operates through more than 200 companies and represents more than 225 international brands across industries as diverse as retail and wholesale trading, distribution, real estate development, leisure and hospitality, insurance and financial services. The group has significantly expanded its business operations in recent years through a strategic acquisition plan and has entered a number of new territories, increasing its footprint beyond the GCC and Greater Middle East to encompass Africa, South East and North Asia, Australasia, East Africa and Europe.

Entrepreneurship and rigorous customer focus has enabled Al-Futtaim to grow its business by responding to the changing needs of the customers and societies in which it operates. Al-Futtaim is committed to offering customers an unrivalled choice of the world’s best brands with exceptional standards of customer service and after sales support.

Structured into four operational divisions; automotive, financial services, real estate and retail, Al-Futtaim maintains a decentralised approach, giving individual businesses flexibility and versatility to maintain a competitive stance. This benefits employees, providing a clearly defined work culture where individuals are empowered with authority and responsibility for their work.

The success of Al-Futtaim is attributed to proactively managing change whilst upholding the values of integrity, service and social responsibility. The majority of businesses, built on a portfolio of world leading brands, dominate their sector.

About the business:

Orient Insurance PJSC an Al-Futtaim group company, is a UAE based insurance company headquartered in Dubai. The company is currently present in seven countries in the Middle East and South East Asia.

Orient has an "A" rating from both Standard and Poor's and A.M. Best. The company is also accredited with ISO 9001 Quality Management Certification.  Orient is founded on a well-structured transparent corporate culture, highly professional standards, clear strategy and employee engagement.

About the Job:

The duties ans responsibilities for this role are the following:

  • Conducts on site-risk surveys for existing and prospective risks, in order to independently assess the risk from insurance point of view by paying special attention to inherent risk features, both favorable and adverse, available risk mitigating factors etc.

  • Identifies risk improvement measures wherever necessary in order to improve the quality of the risk and discuss with the customers Collating relevant risk information during onsite visits including but not limited to process carried out, materials used and past incidents leading to any loss or damages and collecting photographic evidence wherever permissible.

  • Carry out Loss Estimate Calculations (PML/EML) based on the features identified during onsite surveys and information gathered.

  • Coordinates with department and external agencies including brokers, in order to gather information of the risk proposed for insurance.

  • Arranges Risk Survey reports noting the features identified during onsite surveys to the underwriters which will assist them in their decision making process as to acceptability of a particular risk and if so, terms and conditions, recommendations, if any, and loss estimate calculations.

  • Communicates to customers as to the improvements measures identified during the survey after consultation with underwriters and follow up compliance within the given time frame.  

  • Maintains an up-to-date knowledge of the assigned line (s) of business including process technology, loss prevention, construction and other related issues that may impact the decision making process for underwriters.

  • Meet the set TAT and KPIs.

About you:
  • Bachelor degree holder in Civil Engineering.

  • Having 4 to 6 years of work experience in an insurance industry holding similar job responsibilities.

  • Having experience of fire protection system

  • Excellent knowledge in risk assessment.

  • Holding UAE driving license.

Note: you will be required to attach the following: 1. Resume/CV
Al-Futtaim offers highly engaging and supportive work environments in a culture that values, recognises and rewards quality performance.